Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can get a ride almost anywhere, making transportation more convenient than ever. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
We will cover the most common injuries in Uber-related accidents, how to determine liability, along with legal options for pursuing a claim.
Common Uber Injuries
An Uber accident can cause a variety of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Whiplash: This neck injury is common in rear-end collisions, causing pain and limited mobility. The symptoms may take time to surface.
Bone Injuries: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for los angeles uber accident injury an accident. Liability can include the Uber driver, other drivers, or even third parties.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.
Other Drivers: When another driver causes the accident, they may be held responsible.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.